{"id":2785,"date":"2026-07-30T07:59:00","date_gmt":"2026-07-30T07:59:00","guid":{"rendered":"https:\/\/www.iforbes.cz\/?p=2785"},"modified":"2026-08-04T08:02:53","modified_gmt":"2026-08-04T08:02:53","slug":"investicni-byt-nemusi-byt-zlaty-dul-v-praze-nese-dlouhodoby-pronajem-kolem-dvou-procent-rika-financni-poradce-jolyon-mungenga","status":"publish","type":"post","link":"https:\/\/www.iforbes.cz\/index.php\/2026\/07\/30\/investicni-byt-nemusi-byt-zlaty-dul-v-praze-nese-dlouhodoby-pronajem-kolem-dvou-procent-rika-financni-poradce-jolyon-mungenga\/","title":{"rendered":"Investi\u010dn\u00ed byt nemus\u00ed b\u00fdt zlat\u00fd d\u016fl. V Praze nese dlouhodob\u00fd pron\u00e1jem kolem dvou procent, \u0159\u00edk\u00e1 finan\u010dn\u00ed poradce Jolyon Mungenga"},"content":{"rendered":"\n<p><strong>Investi\u010dn\u00ed nemovitosti z\u016fst\u00e1vaj\u00ed mezi \u010cechy obl\u00edbenou cestou ke zhodnocen\u00ed pen\u011bz. Vysok\u00e9 ceny byt\u016f a dra\u017e\u0161\u00ed financov\u00e1n\u00ed ale znamenaj\u00ed, \u017ee skute\u010dn\u00fd v\u00fdnos b\u00fdv\u00e1 v\u00fdrazn\u011b ni\u017e\u0161\u00ed, ne\u017e si \u0159ada za\u010d\u00ednaj\u00edc\u00edch investor\u016f p\u0159edstavuje.<\/strong><\/p>\n\n\n\n<p>Podle finan\u010dn\u00edho poradce a spolumajitele spole\u010dnosti AMJ Finance &amp; Sport Jolyona Mungengy se u dlouhodob\u011b pronaj\u00edman\u00fdch byt\u016f v Praze \u010dist\u00fd v\u00fdnos pohybuje v pr\u016fm\u011bru kolem dvou procent z po\u0159izovac\u00ed ceny. Investor toti\u017e mus\u00ed vedle b\u011b\u017en\u00fdch n\u00e1klad\u016f po\u010d\u00edtat tak\u00e9 s opravami, fondem oprav, pr\u00e1zdn\u00fdmi obdob\u00edmi nebo rizikem neplati\u010d\u016f.<\/p>\n\n\n\n<p>\u201eU dlouhodob\u00e9ho pron\u00e1jmu v Praze se \u010dist\u00fd v\u00fdnos pohybuje v pr\u016fm\u011bru kolem dvou procent z po\u0159izovac\u00ed ceny. Zku\u0161en\u00fd pronaj\u00edmatel se m\u016f\u017ee dostat p\u0159ibli\u017en\u011b ke t\u0159em procent\u016fm, v\u00fdrazn\u011b vy\u0161\u0161\u00ed v\u00fdnos je ale sp\u00ed\u0161e v\u00fdjime\u010dn\u00fd,\u201c uv\u00e1d\u00ed Jolyon Mungenga <a href=\"https:\/\/tradeinfo.cz\/clanky\/vyplati-se-jeste-investicni-byt\/\">v rozhovoru<\/a> na Tradeinfo.cz.<\/p>\n\n\n\n<h2>Rozhoduje hypot\u00e9ka, lokalita i finan\u010dn\u00ed rezerva<\/h2>\n\n\n\n<p>V\u00fdhodou investi\u010dn\u00edch nemovitost\u00ed je podle Mungengy mo\u017enost vyu\u017e\u00edt hypot\u00e9ku, a tedy finan\u010dn\u00ed p\u00e1ku. Z\u00e1rove\u0148 ale upozor\u0148uje, \u017ee investor mus\u00ed m\u00edt dostate\u010dnou rezervu pro obdob\u00ed, kdy n\u00e1jemn\u00e9 nepokryje v\u0161echny n\u00e1klady.<\/p>\n\n\n\n<p>Velkou roli hraje tak\u00e9 lokalita. Praha nab\u00edz\u00ed p\u0159edev\u0161\u00edm vysokou likviditu a odolnost, zat\u00edmco v levn\u011bj\u0161\u00edch regionech m\u016f\u017ee investor dos\u00e1hnout vy\u0161\u0161\u00edho pr\u016fb\u011b\u017en\u00e9ho v\u00fdnosu. U kr\u00e1tkodob\u00fdch pron\u00e1jm\u016f se lze podle Mungengy dostat p\u0159ibli\u017en\u011b ke \u010dty\u0159em procent\u016fm, spr\u00e1va je v\u0161ak v\u00fdrazn\u011b n\u00e1ro\u010dn\u011bj\u0161\u00ed.<\/p>\n\n\n\n<p>\u201eNeexistuje univerz\u00e1ln\u00ed pom\u011br, jak velkou \u010d\u00e1st portfolia by m\u011bl investor v\u011bnovat nemovitostem. Z\u00e1le\u017e\u00ed na jeho finan\u010dn\u00ed situaci, postoji k dluhu, toleranci k riziku i na tom, zda se chce zab\u00fdvat probl\u00e9my spojen\u00fdmi s pronaj\u00edm\u00e1n\u00edm,\u201c uv\u00e1d\u00ed se v rozhovoru na <a href=\"http:\/\/tradeinfo.cz\">Tradeinfo.cz<\/a>.<\/p>\n\n\n\n<p>Zdroj ilustra\u010dn\u00ed fotografie: AdobeStock.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Investi\u010dn\u00ed nemovitosti z\u016fst\u00e1vaj\u00ed mezi \u010cechy obl\u00edbenou cestou ke zhodnocen\u00ed pen\u011bz. Vysok\u00e9 ceny byt\u016f a dra\u017e\u0161\u00ed financov\u00e1n\u00ed ale znamenaj\u00ed, \u017ee skute\u010dn\u00fd<\/p>\n","protected":false},"author":1,"featured_media":2786,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout"},"categories":[58],"tags":[],"_links":{"self":[{"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/posts\/2785"}],"collection":[{"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/comments?post=2785"}],"version-history":[{"count":1,"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/posts\/2785\/revisions"}],"predecessor-version":[{"id":2787,"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/posts\/2785\/revisions\/2787"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/media\/2786"}],"wp:attachment":[{"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/media?parent=2785"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/categories?post=2785"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/tags?post=2785"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}