Crowdfunding si v \u010cesku postupn\u011b hled\u00e1 m\u00edsto vedle tradi\u010dn\u00edho bankovn\u00edho financov\u00e1n\u00ed. Firm\u00e1m a developer\u016fm m\u016f\u017ee nab\u00eddnout rychlej\u0161\u00ed p\u0159\u00edstup k pen\u011bz\u016fm, zat\u00edmco investor\u016fm umo\u017e\u0148uje vlo\u017eit prost\u0159edky p\u0159\u00edmo do konkr\u00e9tn\u00edch projekt\u016f s v\u00fdnosem, kter\u00fd se m\u016f\u017ee pohybovat kolem deseti procent ro\u010dn\u011b.<\/p>\n\n\n\n
Podle gener\u00e1ln\u00edho \u0159editele crowdfundingov\u00e9 platformy Fingood Ond\u0159eje Kozla vyu\u017e\u00edvaj\u00ed firmy tento zp\u016fsob financov\u00e1n\u00ed zejm\u00e9na tehdy, kdy\u017e pot\u0159ebuj\u00ed kapit\u00e1l rychle nebo pro n\u011b klasick\u00fd bankovn\u00ed \u00fav\u011br nen\u00ed v danou chv\u00edli dostupn\u00fd.<\/p>\n\n\n\n
\u201eKdybych to m\u011bl srovnat nap\u0159\u00edklad s akciemi, nevn\u00edm\u00e1m to riziko jako tak vysok\u00e9, p\u0159esto\u017ee jsou v\u00fdnosy vy\u0161\u0161\u00ed. Firmy jsou ochotn\u00e9 platit vy\u0161\u0161\u00ed \u00faroky p\u0159edev\u0161\u00edm proto, \u017ee pot\u0159ebuj\u00ed pen\u00edze z\u00edskat rychle,\u201c uv\u00e1d\u00ed v rozhovoru<\/a> na Tradeinfo.cz \u0159editel Fingood Ond\u0159ej Kozel.<\/p>\n\n\n\n Crowdfunding podle n\u011bj bank\u00e1m p\u0159\u00edmo nekonkuruje. Uplatn\u011bn\u00ed nach\u00e1z\u00ed p\u0159edev\u0161\u00edm u kr\u00e1tkodob\u00e9ho financov\u00e1n\u00ed, nap\u0159\u00edklad p\u0159i n\u00e1kupu pozemku nebo nemovitosti, kdy firma pot\u0159ebuje prost\u0159edky b\u011bhem n\u011bkolika dn\u016f \u010di t\u00fddn\u016f. V pozd\u011bj\u0161\u00ed f\u00e1zi m\u016f\u017ee projekt n\u00e1sledn\u011b refinancovat klasick\u00e1 banka.<\/p>\n\n\n\n Fingood funguje na principu \u00fav\u011brov\u00e9ho crowdfundingu. Investo\u0159i se skl\u00e1daj\u00ed na \u00fav\u011br konkr\u00e9tn\u00ed spole\u010dnosti, kter\u00e1 jim za poskytnut\u00e9 prost\u0159edky plat\u00ed p\u0159edem dohodnut\u00fd \u00farok. Platforma firmy p\u0159ed zve\u0159ejn\u011bn\u00edm projektu prov\u011b\u0159uje, hodnot\u00ed jejich ekonomickou situaci a kontroluje tak\u00e9 zaji\u0161t\u011bn\u00ed \u00fav\u011bru.<\/p>\n\n\n\n Ani prov\u011b\u0159en\u00ed ale nem\u016f\u017ee vylou\u010dit riziko, \u017ee dlu\u017en\u00edk p\u0159estane spl\u00e1cet. Podle dat Fingoodu \u010dinila skute\u010dn\u00e1 m\u00edra selh\u00e1n\u00ed \u00fav\u011br\u016f za rok 2025 podle metodiky \u010cesk\u00e9 n\u00e1rodn\u00ed banky 14,6 procenta. Selh\u00e1n\u00ed p\u0159itom automaticky neznamen\u00e1 \u00faplnou ztr\u00e1tu investice, proto\u017ee platforma m\u016f\u017ee n\u00e1sledn\u011b p\u0159istoupit k vym\u00e1h\u00e1n\u00ed pohled\u00e1vky nebo zpen\u011b\u017een\u00ed zaji\u0161t\u011bn\u00ed.<\/p>\n\n\n\n Kozel proto doporu\u010duje p\u0159edev\u0161\u00edm diverzifikaci a rozlo\u017een\u00ed pen\u011bz mezi v\u00edce projekt\u016f. \u201eU crowdfundingu plat\u00ed to sam\u00e9 jako u ka\u017ed\u00e9ho jin\u00e9ho investi\u010dn\u00edho n\u00e1stroje. M\u011bjte investi\u010dn\u00ed strategii, ur\u010dete si horizont a podle toho diverzifikujte,\u201c uv\u00e1d\u00ed se v rozhovoru na Tradeinfo.cz<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":" Crowdfunding si v \u010cesku postupn\u011b hled\u00e1 m\u00edsto vedle tradi\u010dn\u00edho bankovn\u00edho financov\u00e1n\u00ed. Firm\u00e1m a developer\u016fm m\u016f\u017ee nab\u00eddnout rychlej\u0161\u00ed p\u0159\u00edstup k pen\u011bz\u016fm,<\/p>\n","protected":false},"author":1,"featured_media":2899,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout"},"categories":[58],"tags":[],"_links":{"self":[{"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/posts\/2898"}],"collection":[{"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/comments?post=2898"}],"version-history":[{"count":1,"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/posts\/2898\/revisions"}],"predecessor-version":[{"id":2900,"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/posts\/2898\/revisions\/2900"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/media\/2899"}],"wp:attachment":[{"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/media?parent=2898"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/categories?post=2898"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.iforbes.cz\/index.php\/wp-json\/wp\/v2\/tags?post=2898"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Vy\u0161\u0161\u00ed v\u00fdnos znamen\u00e1 i vy\u0161\u0161\u00ed odpov\u011bdnost investora<\/h2>\n\n\n\n